Welcome to Quitlok: The Ultimate Banking Card Game!

Quitlok is an exciting and fast-paced card game designed for 5 or more players. It’s a game that will keep you on the edge of your seat as you try to outwit your opponents and become the ultimate bank. In Quitlok, the goal is simple – win bids by getting as close to 21 without going over. Are you ready for the challenge?

Before the game starts, make sure to set the antes, minimum bids, and max bids in place. This will ensure a fair and enjoyable game for everyone.

How to Prepare for the Game

First things first, let’s determine who will be the dealer – also known as the banker. The dealer role will rotate to the right whenever the bank runs out of money or the current banker decides to retire. To kick things off, the banker will put their ante into the bank. They have the option to place the minimum amount or more – it’s all up to them.

Alright, folks, let’s dive into the thrilling world of the card game I’ve got for you. It’s called “The Banker’s Shuffle”. Get ready for some wild twists and turns!

So here’s the deal (literally): The banker shuffles the deck and deals a card face-down to each player, including themselves. You can take a peek at your card if you want to, but the banker has to look at theirs if they plan on retiring (we’ll get to that in a bit). The order of play goes clockwise, then anticlockwise, then back to clockwise, and so on, until a new banker is chosen.

Card Ranking and Values

Now let’s talk about the cards themselves. We’ve got two of each number from 1 to 12. But wait, there’s more! There are four special cards, and they’re real game-changers. I’m talking about the two 2s and the two 11s, which we like to call the “framed” cards.

Each card has a value based on its number, except for two sneaky ones. Here’s the scoop: The mighty 12 can be played as either a 12 or a 9. Yeah, a bit confusing, but that’s part of the fun, trust me. And here’s the grand finale – if you’re lucky enough to get two framed cards as your starting hand, their actual values don’t matter. They’re magically transformed into a smashing 21! How’s that for a deal?

When there is only one card left in the deck, that’s when the deck gets shuffled. The last card is mixed together with the discarded cards from previous rounds or players who have gone bust.

HOW TO PLAY

Let me explain the gameplay. If it’s the banker’s first turn, we start with the player sitting to their left, and then we go clockwise around the table. On your turn, you have three options: you can draw another card, place a bet, or choose to stay. If you draw another card, it will be dealt facing up. If you place a bet, you can put in an amount of money, but it cannot exceed the remaining amount in the bank. In return, you will receive a card that is facedown. If you choose to stay, you end your turn and continue playing with the cards you have.

When it’s my turn to play, I can either blot or bet as many times as I want until I decide to stay or go over 21 and bust. If I only blot, I won’t win or lose any money this round. My cards will just be discarded face down after my turn. But if I place a bet, the bank will match it by placing an equal amount of ante.

There are a few ways my turn can end. I can bust if I go over 21. If that happens, I lose and have to discard my cards, and any bets I placed will be won by the bank. On the other hand, I can hit exactly 21. If that happens, I show it to the banker, and I win my bet plus an equal amount from the bank right away. Or, I can choose to stay. If I do that, I keep my cards and the amount I bet on the table, and it’s the next player’s turn.

When it’s my turn to play, there’s a special rule that I can use if my total adds up to exactly 11. Instead of asking for another card, I can call out “11” to protect myself from going over. That way, if I do end up going over 11, the card I used to go over gets thrown away and I get a new one.

The banker’s turn starts when all the players have either gone over or decided to stay, or if I run out of money in the bank after my turn. If I bet all the money I have left in the bank, I can’t bet any more and I have to stop playing. However, I can keep drawing cards until I decide to stay.

The Banker’s Turn

Once again, the banker gets their turn after all the players have stayed or if the bank doesn’t have any money left. If the bank runs out of money, any bets that haven’t been resolved yet need to be taken care of before the game can continue where it left off.

When it’s my turn at the bank, I can draw as many cards as I want from the top of the deck. I don’t have any rules to follow, except that I can’t go over 21. Once I’m happy with my hand, I reveal it to everyone. Then, the other players show their hands too. If I have a higher value than anyone else, I win their bets. But if someone has a higher value than me, they get paid both their bet and the same amount from me.

If I go over 21, I have to pay out all the bets to all the players.

If there’s still money in the bank after I pay out the bets, I take a new card and it’s the players’ turn again. We keep going like this until the end of the hand. Then, we start a new round, but this time we play in the opposite order.

Changes to the Bank

If the bank runs out of money or a player decides to retire, the bank can change. When the bank runs out of money, the round ends immediately and the player on the right takes over as the new banker. If a player wants to retire, there are specific conditions they must meet.

When retiring, the banker needs to have played three or more hands. From the fourth round onwards, whenever the banker is dealt a card, they have the option to check if it’s a 4 or a 7. If it is, they can flip it over right away and retire. The retiring banker takes all the money in the bank, and the player to their right becomes the new banker.

The Game’s End

The game can continue for as long as the players desire, and anyone can join or leave at any time.

The game can continue for as long as the players desire, and anyone can join or leave at any time.